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SCMS Insurance Services

SCMS Insurance Services prides itself in offering Only Medicare Solutions to those on Medicare. We do not charge for our services and offer the majority of national and local Insurance Plans. We are a local insurance agency dedicated to providing clients, agencies, and agents high quality service, product recommendations, and access to every Senior Insurance product available. Our commitment is to do everything possible to exceed your expectations. Already on Medicare, turning 65, recently moved, or loss of coverage, we can definitely help. We are educators with a passion to serve!

Medicare Overview

Learn the basics of Medicare and find the plans that are right for you.
Low Cost Medicare Insurance Plans

Original Medicare

Original Medicare is made up of Medicare Part A, which provides hospital coverage, and Medicare Part B, which provides medical coverage.

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Medicare Part C

Medicare Insurance Part C is a combination of Part A and Part B, provided through private insurance companies approved by Medicare.

Low Cost Medicare Insurance Plans

Medicare Part D

Medicare Part D is optional, stand-alone prescription drug coverage insurance. Most people do have to pay a premium for this coverage.

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Medicare Supplement

Medigap, also known as Medicare Supplement, covers additional expenses such as co-insurance, co-pays, deductibles.

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Providing only Medicare solutions.

Medicare News:

Medicare Part A Costs

Medicare Part A Costs

Medicare costs at a glance Listed below are basic costs for people with Medicare. If you want to see and compare costs for specific health care plans, visit the Medicare Plan Finder or contact us today for a free quote.…
Commitment to our valued customers.

Commitment to our valued customers.

How often do you hear from your agent? If you can’t remember quickly, then that may be a sign that it may be time for a change. With our agents, we reach out to you on average 6 times a…

Do you owe a Medicare Part B Penalty?

Do you owe a Medicare Part B Penalty?

Part B late enrollment penalty If you didn’t get Part B when you’re first eligible, your monthly premium may go up 10% for each 12-month period you could’ve had Part B, but didn’t sign up. In most cases, you’ll have…

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Scms Insurance Services
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Medicare Insurance Agency Palm Desert

So Tim was recommended to us several years back from a friend of ours when I was approaching 60. I finally called Tim but Joe took the call. It was apparent to us that Tim’s approach to servicing Seniors who are in need of an understanding of Medicare was passed on. Joe was Great, informative, knowledgeable, and easy to work with! Thanks Tim & Joe!

Richard & Cynthia

Joe Camden has helped me and one of my co-workers considerably as we were trying to find our way through this Medicare confusion. What was once something that I approached with hesitation, Joe has taken the time to find the right solution to my Medicare concerns. I appreciate Joe’s professionalism & commitment so very much.

Laura M

Joe was very attentive to our situation with me and my husband. We travel around the country for business and the plan that he chose for us will work great! I would recommend Joe to any of our friends or family members.

Linda & Ron M

I’ve worked in the insurance business for 18 years and I can honestly say that I have never met another insurance professional who is as passionate and as focused on customer service as Tim. The first ingredient in his work is integrity. If you are considering working with an insurance professional in any capacity I strongly suggest you contact Tim.

Douglas R

Tim Altman and Senior Choice Medicare Solutions (SCMS) have been offering senior products through JSA since 2012. In that time, SCMS has become one of our top-producing Managing General Agents with UnitedHealthCare in both Washington and Oregon. SCMS recruits, trains, and motivates quality agents through meetings, calls and e-mails, to offer health insurance options to Medicare-elgibles. In additions to execellent production, SCMS agents have proven to be doing business the right ways. JSA has had no report of complaints or other compliance issues from the carrier with which SCMS is doing business. We at JSA have full faith and confidence that Tim Altman and SCMS will continue to do an exceptional job for Washington and Oregon seniors in the future.

Brian S

We’ve had the privilege to work with Senior’s Choice Medicare Solutions (SCMS) over the past two years. Their commitment to assisting those on Medicare through extensive education while being a neutral advocate is why we partnered with SCMS! The value to us is not needing specialized staff to educate clients on Medicare products. We simply refer them to a Medicare help line to get personalized services by a professional insurance representative. They provide outreach year-round, since many beneficiaries need assistance beyond the traditional open-enrollment period which runs from October 1 to December 7. SCMS created a personalized business plan for us designed specifically for our wants and needs. We continue to hear positive praise of the service they provide to our member and patients.

Grace D